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18-Jul-2017 00:55

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By extending the loan term you may pay more in interest over the life of the loan.By understanding how consolidating your debt benefits you, you’ll be in a better position to decide if it is the right option for you.

Almost all lenders require you to be 18 years or older and a legal U. resident with a verifiable bank account and not in bankruptcy or foreclosure.

Knowing your credit profile before you apply can help set expectations.

Several personal finance websites, including Nerd Wallet, offer free access to your credit score and credit report.

We want to hear from you and encourage a lively discussion among our users.

Please help us keep our site clean and safe by following our posting guidelines, and avoid disclosing personal or sensitive information such as bank account or phone numbers.Once the introductory period expires, the rate on a balance transfer card is usually higher than on a personal loan.



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